15 Quotes for a Best Man Wedding Toast

If you have been asked to be the best man at a wedding, you have a wide variety of responsibilities. Some of them (like planning and attending a bachelor party)Â  are a lot of fun; others (like handling the rings) can be tricky. Perhaps the most intimidating of all your tasks will be the ritual of raising a best man wedding toast to the couple. It is said that fortune favors the brave. So instead of thinking up creative excuses to give the legendary best man wedding toast a slip, why not use a few of the following quotes to let the best man win? 15 Fun, Funny, and Sincere Quotes to Use in Your Best Man Wedding Toast As you choose quotes, be sure they really reflect your relationship with the happy couple and their personalities. Will they enjoy fun or funny quotes? Or are they more likely to appreciate a sincere and caring message? The quote you choose can set the tone for your toast. AnonymousIts not as great a day for the bride as she thinks. Shes not marrying the best man. Robert FrostIts a funny thing that when a man hasnt anything on earth to worry about, he goes off and gets married. Allan K. ChalmersThe grand essentials of happiness are: something to do, something to love, and something to hope for. Diane SolleeAny fool can have a trophy wife. It takes a real man to have a trophy marriage. Timothy Titcomb, J. G. HollandThe most precious possession that ever comes to a man in this world is a womans heart. David LevesqueYou know you are in love when you see the world in her eyes, and her eyes everywhere in the world. Rabindranath TagoreHe who wants to do good, knocks at the gate: he who loves finds the door open. Michel de MontaigneMarriage is like a cage; one sees the birds outside desperate to get in, and those inside equally desperate to get out. Brendan FrancisA man is already halfway in love with any woman who listens to him. Mark TwainAfter all these years, I see that I was mistaken about Eve in the beginning; it is better to live outside the Garden with her than inside it without her. Ronald ReaganThere is no greater happiness for a man than approaching a door at the end of a day, knowing someone on the other side of that door is waiting for the sound of his footsteps. Saint AugustineInsomuch as love grows in you, so beauty grows. For love is the beauty of the soul. Antoine de Saint-ExuperyLove does not consist in gazing at each other, but in looking outward together in the same direction. SophoclesOne word frees us of all the weight and pain of life: That word is love. Emily BronteWhatever our souls are made of, his and mine are the same.

Swot Analysis The Downfall Of Wfm Essay - 1457 Words

As mentioned earlier in the above research, WFM’s problems can be identified through three significant issues. The SWOT analysis helped identify three major problems that can potentially minimize or completely avert the company’s growth. WFM’s problems are its presence in the market, their pricing strategy (high pricing), and their limited supply chain. We learned that WFM depends mainly on the U.S. market; having majority of their locations in America. Depending mainly on the U.S. market is a weakness that can cause much downfall in the future of WFM. The downfall of WFM would come from vulnerability due to any economic shifts that could occur in the United States. Economic shifts such as the financial crisis of 2007. Shifts and recessions such as these would result in consumers having to look for discounts and lower cost items at different stores that would better suit their pocketbooks during an economic crisis. The diagram above illustrates the growth of WFM in the United States. It illustrates the growth from having one location in 1980 to 150% growth by 2015. WFM has definitely grown and made an imprint in the United States but has only made minimal expansion to Canada and the United Kingdom. Another problem is WFM’s pricing strategy. This is definitely a market with relatively high prices for most consumers. This type of pricing strategy will result in in being a less attractive market for consumers to shop at. Most consumers try to be

Humans Did Not Cause Global Warming Environmental Sciences Essay Free Essays

In the universe we live in today, we are ever looking for a opportunity to indicate a finger and name person to fault. And recently they have told us that the incrimination rests to a great extent on our shoulders. However, this clip we are non the guilty 1s. We will write a custom essay sample on Humans Did Not Cause Global Warming Environmental Sciences Essay or any similar topic only for you Order Now And today my spouse and I will turn out that to you. We shall demo you that this clip human existences are guiltless. That they can non manus whomp us into a rubric of incrimination based on an thought that our opposition seems to believe. We shall demo that there are two sides to everything and hopefully you will recognize that you have been earnestly misled. And that worlds are non ever the destroyers in every state of affairs. Our thesis is that recent addition in atmosphere CO2 is non chiefly caused or due to human activity. For our first statement we believe that, natural causes such as vents emanations and atoms of dust that can be released by vents into the ambiance. Animal respiration, decay and workss can every bit good make more CO2 than human activity can. For our 2nd statement we believe the nature consequence of H2O vapour and organic affair diminution makes CO2 in the atmosphere worse. For our 3rd statement, we would wish to explicate that the Earth is wobbly, so it do es non revolve in a accurate nor even manner. Therefore far it creates atmospheric alterations on its ain. Merely by its uneven rotary motion around the Sun. â€Å" Harmonizing to the IPCC, 150 billion metric tons of C go into the ambiance from natural procedures every twelvemonth. This is about 30 times the sum of C worlds emit. † hypertext transfer protocol: //www.grist.org/article/natural-emissions-dwarf-human-emissions A When speaking about natural causes that admit CO2, you could easy convey up things such as vent emanations, and carnal respiration/decay. So many focal point obviously on human emanations and yet what about natures class? Volcanoes entirely can breathe 230 million dozenss of CO2 into our ambiance in a individual twelvemonth. Something every bit small as a little sum of vent exhausts can drastically alter the sum of CO2 in the ambiance as we know it. â€Å" Volcanic eruptions normally contain a figure of harmful gases like C dioxide, S dioxide, H2O vapour, H sulphide, H fluoride, H chloride, C monoxide, halocarbon and metal chlorides. The H chloride and H fluoride nowadays in volcanic eruptions are of import subscribers to acid rain. These compounds get dissolved in H2O droplets, present in clouds and so fall back on Earth as acid rain. â€Å" hypertext transfer protocol: //www.buzzle.com/articles/effects-of-volcanoes.html Now merely conceive of all these harmful elements eating off at our ambiance and destructing it? We merely have one ambiance and with all those gases from something like a vent. A thing that is portion of nature itself that is really endangering the Earth and our being every bit good. But that ‘s merely the thing. Vents do non merely harm us, but they every bit good harm all the workss on the land. And with the emanation of lava and ash autumn. It can run things such as trees, flowers and harvests. Another non- anthropogenic cause is really animals themselves. In fact animate beings can do around 57 billion dozenss of CO2 emanations of all time individual twelvemonth, merely by take a breathing. Animal decay every bit good plays a large portion in CO2 emanations. When a animate being dies it ‘s organic structure releases C dioxide into the air. And when the animate being happens to be in the ocean, it sinks to the underside and releases much more carbon dioxide. This mean s that organic structures of H2O, such as lakes and oceans every bit good have carbon dioxide within them. Plants every bit good let go of C dioxide into the air. Though they do adsorb CO2 utilizing photosynthesis, at dark they use up the O and merely let go of C dioxide. This is another procedure that is known as, â€Å" respiration. † In the spring and autumn clip there is a batch more C dioxide in the air, ( most a consequence from natural causes ) because a batch of workss, animate beings and dead algae are disintegrating. Because most died during the winter clip. This all happens in a rhythm, when the non life and populating organisms exchange C between each other, it is known as â€Å" The Carbon Cycle. † A Mentions: hypertext transfer protocol: //www.grist.org/article/natural-emissions-dwarf-human-emissions hypertext transfer protocol: //www.buzzle.com/articles/effects-of-volcanoe.html hypertext transfer protocol: //www.personal.psu.edu/jam5646/edgloo/project2.html hypertext transfer protocol: //www.geocraft.com/WVFossils/greenhouse_data.html hypertext transfer protocol: //encyclopedia2.thefreedictionary.com/carbon+cycle hypertext transfer protocol: //tellus.ssec.wisc.edu/outreach/teach/ideas/kotoski/Minifact_Sheets/Minifact6_Carbon_Dioxide.pdf A † How much does H2O vapor amplify CO2 warming? Without any feedbacks, a doubling of CO2 would warm the Earth around 1A °C. Taken on its ain, H2O vapour feedback approximately doubles the sum of CO2 warming. When other feedbacks are included ( eg – loss of reflective powers due to runing ice ) , the entire heating from a doubling of CO2 is about 3A °C † – hypertext transfer protocol: //www.skepticalscience.com/water-vapor-greenhouse-gas.htm A Water vapour which is a natural cause does hold a really large impact on our ambiance. It warms the Earth in a certain manner. And can duplicate the consequence that CO2 on its ain seems to hold. In fact when C dioxide increases, it allows H2O vapour to come in the ambiance easier. These two nursery gases work manus and manus when sing the Earth ‘s ambiance. And because of that H2O vapour makes the effects that CO2 manner more worse than they CO2 is on it ‘s ain. The organic affair diminution as good is impacting the CO2 degrees. Organic affair has to make with the natural stuffs that can be found in dirt. â€Å" Organic affair is the fraction of things that one time lived, including works and animate being remains, cells and tissues, works roots and dirt bugs. † -http: //www.dpi.nsw.gov.au/_data/assets/pdf_file/0016/41641/Organic_matter.pdf Organic affair is a beginning of nutrient for things such as workss, because it holds a batch of foods. When added to regular dirt it helps the works to be in a better status than it already was. Organic affair is better for a works because it can absorb more H2O than regular dirt can. In fact it can keep about six times its regular weight in H2O. Which means in desert like topographic points it can do a works last longer and utilize much less H2O often. Because of its diminution, when the dirt in the organic affair ‘s decays, it is let go ofing more and more C dioxide into the ambiance. Since these dirts contain dead organisms it holds twice the sum of C that happens to be held in our ambiance. In Europe ‘s dirt alone it is said to incorporate 75 billion dozenss of organic C, merely by organic affair. A Mentions: hypertext transfer protocol: //www.skepticalscience.com/water-vapor-greenhouse-gas.htm hypertext transfer protocol: //www.geocraft.com/WVFossils/greenhouse_data.html hypertext transfer protocol: //www.dpi.nsw.gov.au/__data/assets/pdf_file/0016/41641/Organic_matter.pdf hypertext transfer protocol: //www.nasa.gov/topics/earth/features/vapor_warming.html hypertext transfer protocol: //www.slate.com/id/2182564/ hypertext transfer protocol: //soco.jrc.ec.europa.eu/documents/ENFactSheet-03.pdf â€Å" As the Earth spins, it does non accomplish perfect rotary motion. It really wobbles somewhat, therefore alternately exposing the northern and southern latitudes to more and less solar radiation. This wobble in the Earth ‘s rotary motion has been doing alterations in the temperature of the ambiance for many 1000000s of old ages. † – hypertext transfer protocol: //www.acoolerclimate.com/global-warming-natural-causes.html A If the Earth is so inaccurate, how could be perchance be certain that everything that is go oning is something that we cause. It is perchance that we may be wholly off on what precisely is in our ambiance in the first topographic point. And because the Earth takes it upon itself to drastically alter the ambiance, there could be unexplained clime alteration. This means that it can convey unaccountable conditions to different topographic points. Such as doing a warmer topographic point like Africa colder and a colder topographic point like as Antarctica heater. Therefore far, this is another natural cause that can turn out to be much more fatal than human activity. It affects non merely human life, but carnal life and even works life. â€Å" Reasonably unstable orbit of our planet as a chief ground why the Earth experiences mass clime alteration and associated extinctions. The Earth ‘s rickety orbit could regularly signal alterations that finally prove fatal to about all species of workss and animate beings populating at a given clip. † -http: //www.time.com/time/magazine/article/0,9171,891454,00.html How to cite Humans Did Not Cause Global Warming Environmental Sciences Essay, Essay examples

Info Essay Example For Students

Info Essay White PagesYellow Pages Directory RadioDecision GuidesMovie Listings Tuesday, February 20, 2001 NASCAR officials say recent rule changes that created tighter races are not to blame for the death of driver Dale Earnhardt. Read the Story Grammys inthe SpotlightWill controversial rapperEminem bring home thegold and MadonnasMusic hit the right notes? Grammys Special ReportPoll: Who should win Album of the Year? Beck Eminem Radiohead Paul Simon Steely Dan Justices consider searches, immigrant rightsNews Teens in Custody in College MurdersTV Will Mulders Return Signal End of X-Files?Tech Second Chance for Failed Dot Coms?Eye CandyJuliette BinochesChocolat tastes sweetsuccess. SMALL BUSINESSVirtual ResourcesGet free tools to runyour business. HOT DEALS Get Organized: PDAs from $75Vintage Gifts: For Wine LoversMore Music: 12 CDs for the price of one WEATHER Enter Zip Code or City TOP PICKSDream JobemailprotectedStay in TouchWin: Share ShockersYour Horoscope$100,000 6Stakes CBS MarketWatch: No relief for the weary in the stock Reuters: Futures Firm, Nortel Up in Pre-Open Trade ZDNet: Wireless biz appswill The Answer Is: Take our small business poll. DREAM JOB: Win it for a day at Monster.com. Computer M.D.: Get a clean bill of health. The doctor is in. Goal-Oriented: Pursue your professional education sharpen your skills. PDAs Galore: Compare Palm,Sony, HP, Handspring more!Salary Wizard: Find out ifyour salary stands up. Working Stiff: Learn toappreciate the finer things inlife. more business * Financial News: Up-to-date market news at your Insurance Center: Find the insurance coverage that meets Investing Commentary: Find out what the experts are talking about today. Online Banking: Is an online bank the right thing for you? Plan On It: Useful planning tips to manage your money. Retirement: Manage your retirement successfully. TAX CENTERAll the information you need todo your taxes and file online. more personal finance * Bibliography:Financial News: Up-to-date market news at your fingertips. Insurance Center: Find the insurance coverage that meets your needs. Investing Commentary: Find out what the experts are talking about today. Online Banking: Is an online bank the right thing for you? Plan On It: Useful planning tips to manage your money. Retirement: Manage your retirement successfully. TAX CENTERAll the information you need todo your taxes and file online. more personal finance

House of Refugee vs. Life

People rarely create something for no reason. Houses are built for a purpose, and a life-saving station and a house of refuge in Crane’s novel are no exception. Despite the fact that both a life-saving station and a house of refuge in Crane’s novel seemingly share common features, their distinction comes in full blue when viewed through the lens of different social strata.Advertising We will write a custom research paper sample on House of Refugee vs. Life-Saving Station: In Search for a Shelter specifically for you for only $16.05 $11/page Learn More Even though both of the houses are referred to as the symbol of both physical and spiritual salvation, the shelter where one can survive a storm and at the same time reconcile with the foes: â€Å"At these times they were uncanny and sinister in their unblinking scrutiny, and the men hooted angrily at them, telling them to be gone† (Crane), the two houses bear a clear distinction from e ach other in terms of what exact ideas they embody. It is quite remarkable that the difference between the two houses comes into the limelight as the correspondent, who clearly incorporates the elements of media as the author perceived it, cunning, two-faced and at the same time all-embracing, knowledgeable and resourceful, the cook, who plays the role of a comic relief in the story, strike a conversation: â€Å"In disjointed sentences the cook and the correspondent argued as to the difference between a life-saving station and a house of refuge† (Crane). Seeing how the two opponents represent different social roles, with the correspondent obviously being one of the members of the à ©lite, and the cook belonging to a less glorified third class, the opponents offer a very interesting method of differentiating between the two buildings, which is practically based on the structure of a society. Indeed, while for a white-collar that the correspondent is, the difference between th e houses lies in the purpose of the houses, i.e., the reason that they were built for: â€Å"As I understand them, they are only places where clothes and grub are stored for the benefit of shipwrecked people† (Crane); in his turn, the cook is only able to recognize the difference according to which they are run and organized, as well as the services that they provide: â€Å"Houses of refuge don’t have crews† [†¦] â€Å"’Oh, yes, they do,’ said the cook† (Crane). Famous Cost Guard Photos n. d. Web.Advertising Looking for research paper on american literature? Let's see if we can help you! Get your first paper with 15% OFF Learn More Therefore, the two characters provide two different ways to compare the houses in question. From the point of view of the cook, the houses have solely one difference, which, in fact, may be questionable, seeing how the cook is not quite sure whether the food is provided in both houses or only i n the house of the refugees. The given means to compare the houses can be described as a consumerist one, since these are only the services that are under consideration. The correspondent, on the other hand, offers a sociological method to compare the two houses; according to the given method, the key difference concerns the purpose of the two buildings, the Life-saving station being built to provide for people’s needs by offering them a kind of a â€Å"bed and board,† while the house of refugees clearly services only one purpose, i.e., offering people a place to spend a night in. House of the Refugee. n. d. Web. While a life-saving station and a house of refuge might seem similar at first, Crane’s novel puts everything into place. Sociologically, these buildings are nothing alike. Though there might be less difference between the two, with similar services offered to its visitors in each house, people’s weird classification does not allow for unintentio nal charity. Works Cited Crane, Stephen. The Open Boat. n. d. Web. Famous Cost Guard Photos n. d. Web.Advertising We will write a custom research paper sample on House of Refugee vs. Life-Saving Station: In Search for a Shelter specifically for you for only $16.05 $11/page Learn More House of the Refugee n. d. Web. This research paper on House of Refugee vs. Life-Saving Station: In Search for a Shelter was written and submitted by user Alice Moreno to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Alexander Graham Bell essays

Alexander Graham Bell essays Alexander Graham Bell was a man of great importance. He was a scottish-born inventor and educator, best known for his invention of the telephone. He invented not just the telephone but he organized and took part in inventing other things. He worked with many great people. Alexander would not start to work on the telephone until later on in his life. He was only 27 years old when he worked out the principle of transmitting speech electrically, and was 29 when his basic telephone patent was granted in 1876. Named after his grandfather Alexander Bell who also studied speech, Alexander Graham Bell was born a on March 3, 1847, in Edinburgh, Scotland. Alexander would soon get his name, Graham, from a friend of the family and relatives. He was one of three boys. He was born to Elisa Symonds, who was an artist and an excellent musician, and Alexander Melville Bell, who taught deaf-mute people to speak and he also wrote textbooks on speech. His father also invented "Visible Speech" or what we know today as sign language. Alexander Graham would soon take into the same skills as his father and grandfather. Bell and his two brothers assisted their father in demonstrating Visible Speech to public crowds. Graham enrolled at a school for boys, as a student teacher at Weston House, where he taught music and speech. After a year of studying at Weston, he became a full-time teacher at the University of Edinburgh. He used Visible Speech to teach a class of deaf children at the University of London, where he also studied. The idea of "telegraphing" speech came from a book he read on acoustics by Herman von Helmholtz, a German physicist, in which described experiments in combining the notes of electrically driven tuning forks to make sounds. Just reading the book , started gained the attention of Bell, who wanted to know more about electricity. Graham started helping his father in London in 1869. While in London Graham studied in the anatomy of ...

Intercultural communication( this is the course I'm studying, not the Term Paper

Intercultural communication( this is the course I'm studying, not the topic) - Term Paper Example The country attained independence from the British in 1963 but still holds some of the customs that they were assimilated by the British during colonization. This is the reason that despite it being an African country with the usual stereotypes surrounding African nations; it is a modernized country in terms of its culture as it represents a blend of the Western and African culture (Sobania 129). Traveling to Kenya requires a passport but there are no other major restrictions other than the usual security restrictions against terrorism and drug trafficking (Martin & Chaney 26). Immunizations and especially against malaria and flu which are prevalent in the nation as it lies along the equator hence temperate weather conditions are necessary. Due to the warm weather and especially between January and April, packing should be restricted to light clothes that are comfortable and decent. Medication should be carried as long as the necessary paperwork and stamps are indicated for the medication to avoid them being confused as hard drugs. Health cards should also be carried in case of any accidents or illnesses. There are a lot of taxis on the airport which can take the passenger to the best hotels in the city. Tokens of appreciation are encouraged as a way to appreciate but not bribe individuals for their services. Conformity to the local customs is easy as it needs just observation and interaction with the local people. The country houses a lot of international headquarters and hence foreigners are many making one cope easily and quickly and get over any cultural shock one might meet as well as adjust properly to the laws of the land which are similar to the UK laws. The national languages are English and Kiswahili and making communication easier. The Swahili language is easy to learn the basic greeting phrases to show effort to the hosts. Business greetings should be formal and so should addressing the titles of the

Motivation in organization, in the eyes of B.F. Skinner Essay

Motivation in organization, in the eyes of B.F. Skinner - Essay Example In operant conditioning, Skinner shows that punishment dealt in any form severely affects an organism in a very negative manner and therefore must not be practiced. Applying this concept to education, Skinner believes that punishing a student, especially very young ones can bring about adverse effects in their behaviour in the future. If applied to Organisational behaviour, a leader or organizer within the group must keep in mind that the administration of punishment may or may not have negative repercussions to the members of the group if it is not done properly. Although punishment is allotted in school and in the workplace, Skinner believes that this does not promote the mental well-being of students and workers. He also believes that there is no such thing as "motivation", stating that this is just a by-product of punishment and that individuals learn and function more efficiently if they are let to discover things by themselves assuming that they are provided with all the materi als they need. This work relates Skinners psychological concepts to organisational behaviour, how his concepts affect the group as a whole and the members within the group. Burrhus Frederic Skinner was born on March 20 1904 in Susquehanna, Pennsylvania. He went to Hamilton College taking up a Bachelor of Arts degree in English Literature circa 1926. He tried to pursue a career in writing fiction after he graduated from college. He chose to settle in Greenwich Village, but was later frustrated with his works, thinking that he can never make it right because he feels that he lacks the experience and passion to write. He the chance upon the philosophical works of Bertland Russel which also discusses the behaviourist theories of psychologist John B. Watson who would later on inspire B.F. Skinner to study psychology. Skinner was so inspired with Watson and his work that he began to express much interest in the behaviour of people around him. His interest in psychology was also reflected in his fictional work, but he eventually decided to stop writing and study Psychology at Harvard. He received his doctorate degree in psychology at Harvard, working afterwar ds as a university researcher until 1936. He then went on to teach psychology at the University of Minnesota at Minneapolis and in the University of Indiana, but found himself back at Harvard in 1948 as a professor of psychology. He was a rather decorated educator having received awards like the Medal of Science in 1968, presented to him by no less than President Lyndon B. Johnson. Himself. Three years past and he was awarded with the Gold Medal of the American Psychological Foundation and was given the Humanist of the Year Award of the American Humanist Association in 1972. Eight days before his death in 1990, he became the first recipient of the Citation for Outstanding Lifetime Contribution to Psychology by the American Psychological Association (Wikipedi, 2006a; Wikipedia, 2006b). Being the author that he is, B.F. Skinner has published numerous books about psychology and fiction. Among these are: Walden Two in 1948, Science and Human Behaviour in 1953, Verbal Behaviour in 1957 a nd both Freedom and Dignity and About Behaviourism in 1971 (Tsicali, 2003). B, F. Skinner's

Global Logistics Assignment Example | Topics and Well Written Essays - 500 words

Global Logistics - Assignment Example Trucking transportation is suitable for relatively bulky goods and when there is need for faster and economical mode of transport. Marine transport is suitable for transporting bulky goods through water bodies when it is available and cheaper than air transport. Important factors for selecting any mode of transport above are availability, efficiency and cost. From the mining fields, the unrefined copper ore is transported by rail from the minefields to the facilities in Toronto where they get processed and smelted to extract copper for export. From Toronto the copper is transported by rail to CentrePort Canada, where the copper is transported by trucks to the Port of Churchill, an Arctic deep sea port. This sea port has air, rail and road modes of transport, and the closest connection of sea between Asia and the mid-West of North America.CentrePort Canada has one unique difference from the rest of the inland ports because of the vibrant operations of air cargo combined with rail and truck transport connections at James Armstrong International Airport.The Copper is then loaded at Winnipeg Manitoba port and Transported by sea to the port of Nanjing in China. From the port, the copper is transported by rail from the port Nanjing to BeijingAirport China. The expected transit time by ocean from Winnipeg to Nanjing would be about eleven days ( Bauhmol, 2013). The suitable incoterm to be used while transporting these goods is CIF because it is suitable for inland or waterway transport mode, and ensures that the seller is liable until the goods are delivered at the destination port.It covers many risks involved in water transportation in comparison to air transport. In China, electronic goods for export would be transported by rail from the companies of manufacture to Beijing International Airport. From the airport the goods will get transported out of China by Air to CentrePort in Canada, a leading port for cargo

Examining Evidence Of Climate Change Environmental Sciences Essay

Examining Evidence Of Climate Change Environmental Sciences Essay The definition of climate change is the change in global climate over time due to Natural and human influences. The main natural influence is the Greenhouse effect. Some scientists have come to the conclusion that the world is experiencing climate change, carbon dioxide in the atmosphere is rising, the polar icecaps are melting and sea levels are rising. Health issues connected to climate change include Water, food and vector borne diseases, Respiratory disease, Solar radiation, Heat waves and flooding. Vector borne diseases such as Malaria and Dengue fever have increased due to climate change since 1975. Malaria is extremely sensitive to climate change, as malaria is common in warmer areas of the planet such as Africa and is sensitive to temperature changes, many studies have come to the conclusion that climate change is responsible for Vector borne disease spreading to cooler areas, the disease used to be rare in cooler areas of the world. Variations in solar radiation are thought to effect climate change by causing the earth to get warmer due to an increase in sunspots. Radiation will be increased due to cooling of the stratosphere which increases the effect of ozone depleting gases, also climate change alters cloud formation which can allow more radiation to the earths surface, and higher temperatures results in people spending more time outside increasing exposure to solar radiation. (IPCC, 2010). Heat waves have led to many deaths particularly in the elderly especially if they suffer from other health problems as well as they cannot cope with changing temperature extremes. Heat waves also cause dehydration from loss of salt and fluid due to sweating which in turn can result in coronary thrombosis due to high blood concentration. Flooding is due to the rise in sea and river levels and more intense rainfall, there are many consequences that come from this which are loss of homes and personal belongings, productivity loss for businesses, effects on tourism, farming, interruption to Gas and electricity supplies connected to electricity loss is disruption to communication ie TV, telephones, radios and the internet. (Architecture.com, 2010). Vector borne diseases such as Malaria and Dengue fever have increased due to climate change since 1975. Malaria is extremely sensitive to climate change and warmer temperatures support disease transmission resulting in a spread of the disease to cooler areas. Warming Temperature coupled with air pollution can lead to increased chances of respiratory disease such as COPD, asthma and bronchitis. There is a lot of evidence to suggest climate change is having an impact on aeroallergens, mould spores and pollen activity which is directly linked to asthma. The greenhouse effect occurs when gases in the atmosphere mainly carbon dioxide, nitrous oxide and methane trap energy from the sun and keeps the planet at a range of temperatures to sustain Human life, without this effect the earth would be 60F colder. Manmade greenhouse effect happens when fossil fuels are burnt greenhouse gases escape into the atmosphere and enhance the natural effects. Burning fossil fuels also increases the concentration of carbon dioxide and many scientists believe this is responsible for global warming. (Weatherquestions.com, 2010) Scientists have predicted that rising sea levels due to melting ice sheets will push up sea levels by a metre by 2100. This occurrence happens because of thermal expansion, in simple terms as sea water warms its density decreases and volume increases, the ice melts quicker than the snowfall is being replaced resulting in rising sea levels. The impact of this is flooding in low lying coastal areas affecting 10% of the worlds population. Projections of global sea level rise by the IPCC in 2001 ranged from 9 to 88 cm by 2100. (Science Daily, 2009) A Large percentage of scientists however have come to the conclusion that global warming does not exist, they believe that there is not enough evidence to conclude that CO2 realised into the atmosphere by man is causing the so called greenhouse effect 17,000 scientists have signed a petition to this affect. (Captitalism Magazine, 2001). At the UN Climate summit in Copenhagen governments are attempting to reduce greenhouse gas emissions and stop human induced climate change with a new global agreement, the scientists who disagree have come up with ten reasons why we are not experiencing climate change. Reliable sources of temperature data show no global warming trend, as all global warming predictions are done using a computer model not historical data. It has been found by instruments that the earth is warming up but the instruments do not show true values as the readings are taken in urban areas and because of the urban heat island effect where an urban area is warmer than the surrounding rural areas the readings will not be correct. And some areas of the world dont even have access to instruments so overall the readings are subject to large errors. Since 1998 records show from using satellite predictions there no significant warming. The earth was found to be warmer in the recent past, where temperatures in Europe were higher than they are now, and the arctic was warmer in 1930 than it is today. Computer models have been found to be unreliable because they cannot model all the variables that can affect the weather such variables being, influence of clouds, distribution of water vapour and warm seawaters impact on ice shelves. Computer models predict atmospheric behaviour but the measurements are showing the opposite so the computer models are wrong or the measurements are somehow incorrect. The sun is now thought to be responsible for climate change due to its changing output and solar wind. CO2 rises that presumably occur before temperature rises is believed to be not the case in fact the CO2 rise happens after the temperature change suggesting that warmer temperature increases the gas escape from the oceans. The use of satellites to establish weather trends was only started in the 1970s so measurements where not very accurate before that time, a lot of effects such as Hurricanes and the extent of arctic ice would therefore be observed only when they could be seen. The use of satellites therefore is so short that any claims of significant increase in Hurricanes getting stronger or arctic ice sheets reducing cannot really be justified. Water vapour is the main natural greenhouse gas that keeps the earths surface warm it is responsible for 98% of all warming so any rise in CO2 or methane would have a relatively small impact, and distribution of water vapour can occur in many different ways so its rise does not necessarily increase warming. In conclusion some groups of scientists are sceptical about climate change and have some very plausible arguments against it but each and every argument can be answered by the scientists who believe it is occurring, so therefore it may come down to personal opinion until a time when there is concrete evidence for or against climate change. (BBC News, 2009). As reliable data collection methods are relatively new accurate judgements are difficult to make on data over 30 years old.

Marketing at Nike Essay -- Business Management Studies

Marketing at Nike The purpose of Nike is to meet actual and potential customer needs, doing this the ethical and legal way. Marketing is about businesses such as Nike, getting the product to the right sort of people at the right price in the right place, by using the right promotion. Nike must target the right product at the right audience, for example, it would be worthless aiming sports shoes to older people because they don’t exercise because they are to old and weak. For the marketing strategy to be successful Nike must follow the main principal of marketing, which is identifying and meeting actual and potential customer needs, however, to follow this principal the next principals listed must be followed: †¢ Understanding customer needs, †¢ Understand and keep ahead of the competition, †¢ Communicate effectively with its customers to satisfy customer expectations, †¢ Co-ordinate its functions to achieve marketing aims, †¢ Be aware of constraints on marketing activities. To understand customer’s needs, Nike must be aware of their customers changes in tastes and preferences, the business will have to keep up to date with what customers want. Incomes must also be considered. This is important because if an expensive product was aimed at adults who are on the poorer end of the market, and they basically couldn’t afford it then the product will not sell. Therefore, the price of the product will obviously have to compliment the target market in order for it to be successful. Nike needs to understand and keep ahead of competition (other sport brands e.g. Adidas and Gap); to do this Nike must have better marketing strategies and activities. In order to be the best competitor, Nike should have better products and more high quality products with excellent quality and must keep trying to improve them. Competition analysis can be used to check what their competitors are doing in order to beat them. For Nike to get their message across they will need to communicate with the customers. Nike must discover how to get the message across about the new product, this could be through several ways of advertising, such as, leaflets, radio stations or even television, Nike must chose the best advertising method to suit the target market and actually promote the product. Understanding customer needs is another of the activities Nike carries out. They do this by carryi... ...n as possible. This is very important to Nike as they say they don’t operate no sweat shop policy. As Nike manufactures many of their products abroad it needs to ensure all the rules and regulations are being followed abroad to. These have been concerns by pressure groups that suspects that Nike isn’t following their code of conduct abroad, in the factories that are producing their products, however their isn’t no sold evidence. Consumers are very concerned that products they are purchasing are produced ethically and when they start doubting businesses they may start to boycott and purchases alternative products form their competitors. Consumers have a right to know how the products are being made that they produce, there is also a UN agreement the ethical constraints for Nike are no child Labour or unfair pay, but the employees get  £8 a week and it would take them a whole month to buy on of the shirts they are producing without spending any of their money on food, water etc. some people would consider that to be unfair but compared to other local jobs they are being paid a lot more. Also hour’s Nikes employees were required to work are 14 hour shifts which Nike also still denies.

Soap Opera – Opiate of the Masses

A soap opera, every now and then called â€Å"soap† for short, is an ongoing, episodic work of dramatic fiction presented in serial format on radio or as television programming. The name soap opera came from the original dramatic serials broadcast on radio that had soap manufacturers, such as Procter & Gamble, Colgate-Palmolive and Lever Brothers, as sponsors and producers. These early radio series were broadcast in weekday daytime slots, when most listeners would be housewives; so the shows were aimed at and consumed by a predominantly female audience.An important element that defines soap opera is the open-ended nature of the narrative, with stories across several episodes. The defining feature that makes a television program a soap opera, according to Albert Moran, is â€Å"that form of television that works with a continuous open narrative. Each episode ends with a promise that the storyline is to be continued in another episode†. Soap opera stories run at the same time intersect and lead into further developments.An individual episode of a soap opera will generally switch between several different simultaneous story threads that may at times interconnect and affect one another or may run entirely independent of each other. Each episode may feature some of the show's current storylines but not always all of them. Especially in daytime serials and those that are screened each weekday, there is some rotation of both storyline and actors so any given storyline or actor will appear in some but usually not all of a week's worth of episodes.Soap operas seldom bring all the current storylines to a conclusion at the same time. When one storyline ends there are several other story threads at differing stages of development. Soap opera episodes typically end on some sort of cliffhanger, and the Season Finale ends in the same way, only to be resolved when the show returns for the start of a new yearly broadcast. Evening soap operas and those that screen at a rate of one episode per week are more likely to feature the entire cast in each episode, and to represent all current storylines in each episode.Evening soap operas and serials that run for only part of the year tend to bring things to a dramatic end-of-season cliffhanger. In 1976, Time magazine described American daytime television as â€Å"TV's richest market,† noting the loyalty of the soap opera fan base and the expansion of several half-hour series to a full hour in order to maximize ad revenues. The article explained that at that time, many prime time series lost money, while daytime serials earned profits several times more than their production costs. History of Foreign Soap OperaThe term â€Å"soap opera† was coined by the American press in the 1930s to denote the extraordinarily popular genre of successive domestic radio dramas. 2 The â€Å"soap† in soap opera alluded to their sponsorship by manufacturers of household cleaning products; while â₠¬Å"opera† suggested an ironic inappropriateness between the domestic narrative concerns of the daytime serial and the most elevated of dramatic forms. In the United States, the term continues to be applied primarily to the approximately fifty hours each week of daytime serial television drama broadcast by ABC, NBC, and CBS, but the meanings of the term, both in the U.  S. and elsewhere, exceed this generic designation. Long before the days of television, radio dramas ruled the airwaves.The radio programs were commercially sponsored by the manufacturers of household cleaning products – the use of the word â€Å"soap† in soap opera. The term â€Å"opera† refers to any form of elaborate dramatic entertainment, not necessarily one set to music. By 1940, about 90% of all sponsored daytime radio programming fell into the soap opera type. Even today, soap operas remain the most continuing and effective form of broadcast advertising vehicle.The advertising indus try publication Advertising Age named â€Å"the birth of the daytime soap opera† as the 29th most important milestone in the history of advertising. The first so-called television soap opera debuted way back in 1946. Faraway Hill considered by television historians to be the first network soap opera. It took three more years before the soaps found a home in the daytime hours. In 1949, These Are My Children debuted on NBC. The 15-minute show aired live and was the first continuing daytime drama. 4 On June 30th, 1952, soap giant Procter & Gamble introduced The Guiding Light on the CBS network.The soap opera had aired on radio since 1937. 5 Now minus the â€Å"The† from its title, Guiding Light is the longest running serial program which that some of these children debuted in the interview on NBC for the television history. Between 1940 and 1970, soap operas enjoyed a large and stable viewing audience. The core viewers of the soap opera were what advertisers came to call â€Å"housewives,† a term used to describe married women who remained home to take care of children. Foreign soap operas surged in popularity in the 1970s due, in part, to heavily-publicized romances, such as Luke and Laura's wedding on ABC's General Hospital.The viewers tuned into the Spencers' wedding, making it the most-watched show in the history of daytime television. But by the time the 1980s started to wind down, television ratings for soap operas started to decline. Gone were the days when women were supposedly duty-bound to remain home and take care of the house and kids; it was becoming necessary in many households to have two sources of income. In 1976, Time magazine described American daytime television as â€Å"TV's richest market,† noting the loyalty of the soap opera fan base and the expansion of several half-hour series to a full hour in order to maximize ad revenues.The article explained that at that time, many prime time series lost money, while dayti me serials earned profits several times more than their production costs. The issue's cover notably featured its first daytime soap stars, Bill Hayes and Susan Seaforth Hayes of Days of our Lives. 7 A couple whose onscreen and real-life romance was widely covered by both the soap opera magazines and the mainstream press. Hisotry of Local Soap Opera In the Philippines we have this â€Å"teleserye (television series)† or â€Å"teledrama (tv drama)†, and now we also have â€Å"telepantasya (tv fantasy)† or â€Å"pantaserye (fantasy series)†.These kind of shows has been part of the Filipino culture for years. The first Philippine Soap Opera was first aired on the radio, it was Gulong ng Palad on 1949 then expanded into a television series in the early 1960's. 8 In the 90's Soap Operas like Mara Clara begin to air, and it is one of the longest running Soap Opera in Philippine History, a story about two child that were exchanged with different parents, and ende d up as mortal enemies, a story plot that has been used by modern teledramas even up today. Soap operas in The Philippines originated when Gulong ng Palad was first heard on radio in 1949.Then it was presented into television in the early 1960s. The first Philippine TV soap opera was Hiwaga sa Bahay na Bato in 1963, and it was produced by ABS-CBN. Liwanag ng Pag-ibig, Prinsipe Amante, and many others soon followed. 9 The â€Å"soaps† were usually shown during daytime, however in 1996; soap opera programming was moved to primetime because of the popularity gained by the Mexican telenovela, Marimar, which was aired here in our country on RPN 9. This marked the start of the telenovela craze here in the Philippines. Major networks followed the trend by showing local and foreign telenovelas in their different timeslots.Philippine primetime started to focus on serial dramas and anthologies; both becoming highly watched programs. Last 2008, TV5 revived serial dramas for Philippine P rimetime television. In 2000, ABS-CBN, made a milestone move in television when it introduced Pangako sa ‘Yo, which became to be the first official teleserye, and Kay Tagal Kang Hinintay. These teleseryes set the standard for present teleserye productions in the Philippines. This new type of soap opera became a big hit in the country, and its popularity was soon spread to other countries.Because of this phenomenon, subsequent soap operas shown on television have regularly come to be referred as teleseryes and GMA Network began referring to their television dramas as teledramas. In 2011, GMA Network, recently make their drama series like, Amaya (first historical drama show in the country), and Ikaw Lang ang Mamahalin (first TV drama had a remake of the classic series in a same network). ABS-CBN did a remake of the longest running teleserye, Mara Clara and Mula Sa Puso. TV5 did also a remake of the long running teleserye, Valiente. 10Today, Philippine dramas gained international recognition from international award-giving bodies, cementing the reputation of the Philippines as a prime drama producer. Most of these nominated dramas were from ABS-CBN. It started with Lobo winning the Best Telenovela category in the 30th BANFF World Television Festival. Several dramas were also nominated in the International Emmy for the telenovela category, including ABS-CBN's Dahil May Isang Ikaw, Kahit Isang Saglit and GMA's Magdusa Ka. Magkaribal of ABS-CBN was recently nominated in the 2011 New York Festivals TV and Film Awards.Another show, Eva Fonda managed to win awards from the Seoul International Drama Awards were also the lead actress Cristine Reyes managed to get a nomination as Best Leading Actress and a Special award for the show. Statement of the problem The study aimed to determine the factors that make the viewers want to watch soap operas and to have a more in-depth evaluation of the effects that they give to the viewers. Significance of the Study This study focuses on the different types of Soap Opera and its viewers about its influences regarding their values and character development obtained from watching foreign and local soap operas.This study will provide information about foreign and local soap operas. 2. This study will stress out the different soap operas that are regularly patronized by the people. 3. This study will give motives and gratifications that are achieved from watching soap operas. 4. This study will present important factors needed to prove how soap operas contribute to the moral development of the viewers. Definition of Terms Standard Definition. The terms included in this research will be defined by using the printed materials (e. g. dictionary, encyclopedia) to facilitate easy understanding of the study.Culture. The word refers to patterns of human activity and the symbolic structures that give such activities significance and importance. Electronic Media. It is the media that utilizes electronic or electro mec hanical energy for the end-user to access the content like the television and radio. Impact. The word means having a strong effect to something. Industry. The word means manufacturing of goods and services within a category. Influences. It is the power of two persons or things to affect others. Innovation. It refers to the act of starting something for the first time. Local Media.These are shows produced and aired in the different TV that were bought here for local viewing. Local Soap Operas. These are soap operas that are considered to be proudly Filipino. Soap Opera. This is an ongoing, episodic work of fiction, usually broadcast on television or radio. Telenovelas. It is a distinct genre different from soap operas, for telenovelas have an ending and come to an end after a long run. Television. It is a telecommunication medium for transmitting and receiving moving images that can be monochrome or colored, with or without accompanying sound. Values.It can be defined as broad prefer ences concerning appropriate courses of action or outcomes. Viewers. It is the people who watched or avid fans of the localized soap operas. NOTES 1†³Sex and Suffering in the Afternoon†. Time Magazine, (1976). 2url: http://en. wikipedia. org/wiki/Soap_opera#cite_note-Bowles-118-0 3A. Wissbert, â€Å"Television Across Asia: Television Industries. Program Formats and Globalization†, Television Across Asia, (2005). 4Gerard J. Waggett, One Life to Live. The Soap Opera Encyclopedia. (1997), 91. 5Christopher H. Schemering, The Soap Opera Encyclopedia (1997), 66–73. 6Jason C.Mittell, Television and American Culture. (New York: Oxford University Press. 2008), 191–192. 7Rina Jimenez-David, â€Å"The Rise and Rise of Asian Entertainment†, Inquirer Magazine, (January 27, 2008). 8url:http://en. wikipedia. org/wiki/Philippine_drama 8url:http://en. wikipedia. org/wiki/Telenovela 9url:http://en. wikipedia. org/wiki/Philippine_drama 10url:http://en. wikipedia. org/wiki/Philippine_drama CHAPTER 2 Impact/Effects of Soap Opera Soap operas are by far some of the most powerful shows on television. Powerful in the sense that it has the ability to get you deeply immersed into the themes and the type of characters it presents.Drama is an essential for humans. But of course its not always loneliness that triggers soap addiction. Sometimes people could watch it for the sole purpose of entertainment or this relentless desire to become a daytime actor/actress. The majority feel that such contents should be aired on Lifetime: Television for women, but the truth is that a handful of men also watch it, such as moi. Depression is usually caused by increasing moments of solitude. This is when your mind gets delirious and urges you to seek alternative sources of connection and drama.Soap Operas are perhaps the best mediums for these as characters have the ability to fiercely drop axes on hears and at times tickles hearts. It serves as a prescription for h ealing our hearts when we feel that it belongs nowhere. The psychology behind this is just ravishing. There are a lot of research will be done in health communications to figure out every correlation they can between soap operas and as to how it engages the human mind. It’s astounding what chemistry viewers can share with some of the characters. What's even more astounding is how charismatic they can really be and how this affects you as an individual.Women feel a more superior need of connection than men do but more men should watch it because some of the male characters of these soaps resemble some of the superheroes and villains that we read in comics or watch in other programs; with blends of other characteristics that make them worth following. Foreign Soap Opera Soap operas became something of an addiction for millions of television viewers. The weekend couldn't end fast enough for many viewers and fans as they waited for Monday's shows to see what would happen followin g the now-infamous Friday Cliffhangers.And while soap opera addiction many not be anything nearly as serious as an alcohol or drug dependency, the way to wean people from the addictions is very much the same: cold turkey. The first time that many soap fans were unable to visit their â€Å"television families† was when the three major networks – ABC, CBS, and NBC – broadcast the coverage of the OJ Simpson trial, and there was no longer an option for the viewers to watch their episodes at a later date or time. The viewers were forced to go without them for weeks and weeks.Initially, fans flooded the networks with complaints, but as the separation anxiety started to lessen many fans found other things to do or other programs to watch. A real life soap opera had supplanted many loyal viewers from their second homes. And while industry experts warned the networks that taking soaps away from their loyal viewers was going to result in trouble for the networks, most net works either refused to believe that the soap fans would tune out for good or they just didn't care. This was not the first time that the networks' opinions were misguided. The effects of soap opera are the same as the television.A psychological effect there is a theory that when a person plays video games or watches TV, the basal ganglia portion of the brain becomes very active and dopamine is released. Some scientists believe that release of high amounts of dopamine reduces the amount of the neurotransmitter available for control of movement, perception of pain and pleasure and formation of feelings, although this remains a controversial conclusion. A study conducted by Herbert Krugman found that while viewers are watching television the right side of the brain is twice as active as the left which causes a state of hypnosis.Physical effects studies in both children and adults have found an association between the number of hours of television watched and obesity this study found t hat watching television decreases the metabolic rate in children to below that found in children at rest. 1 Local Soap Opera Philippine soap opera/teleseryes were used sometimes to show the different status or situations of the Filipino people in the present time, sometimes it is all about the past experiences that we’ve gone through so that the viewers will be able to relate themselves in the soap opera.Here in the Philippines soap operas are in the primetime/evening slots where people are in their respective homes in that time. Soap Operas became a daily routine for the Filipino viewers. Philippine drama had its ability to the range of popularity in early 2000s (decade), many of these dramas have become popular throughout Southeast Asia, East Asia, Africa and North America, particularly in Malaysia, Singapore, Indonesia and Cambodia. These dramas are often dubbed into some languages, and sometime have its English and other foreign subtitles when imported into those markets. ABS-CBN started the exportation of their dramas, like classical dramas as they often have a universal message. Pangako Sa Yo (The Promise) is one of the most successful Philippine dramas abroad. Prior to China, the story mesmerized people in Malaysia, Singapore, Indonesia, Cambodia and Africa. ABS-CBN also introduced a website called ABS-CBN International Sales, for easy access to their shows. Another ABS-CBN shows, Sana Maulit Muli was also aired in Taiwan, Lobo (dubbed as She-Wolf: The Last Sentinel), Tayong Dalawa, Dahil May Isang Ikaw, Kahit Isang Saglit and Katorse.GMA Network's Boys Nxt Door, a teen melodrama, was the first Philippine TV series aired in South Korea and 1994 Mexican remake MariMar was aired in Thailand, Malaysia, China, Singapore,Indonesia, Cambodia, Vietnam, Uganda, Kenya and Hawaii, USA, another GMA Network shows such as Habang Kapiling Ka, Kahit Kailan, Bakekang, Muli, Impostora, Mga Mata ni Anghelita and Dyesebel was also released in some countries in South east Asia and East Asia. Promoting soap opera through culture Culture has been defined in many different ways.One of the ways is that culture is seen to equate with Mass Culture as a commercial culture, mass produced for mass consumption. In recent years, Korean popular culture has gained much recognition across many Asian countries through mass media entertainment such as dramas, movies, and songs since 1999. The trend is known as â€Å"Hallyu,† which literally means Korean wave in English. 3 The Korean Ministry of Culture and Tourism appointed â€Å"Korean Wave† stars as cultural ambassadors in countries that have had a strained political relationship with Korea (Cho, 2005). The Korean wave affected intra-regional tourism, from Asia to the U.  S. , supporting an increase in inbound tourism.Popular culture such as TV programs, soap opera or drama and pop-star has been a very effective vehicle in attracting tourists to a destination while boosting the economic impact s). Media relations such as news articles, movies and popular culture, commonly referred to as autonomous agents, are considered to be more influential on image formation in that they have higher credibility and ability to reach mass crowds than the destination-originated information (Gartner, 1993; Gartner & Shen, 1992; Henefors & Mossberg, 2002).Most research about autonomous agents focuses on the strong influence of negative impact from news media such as political issues, violence, terrorist activities, and natural disaster. However, little research has been devoted to examine the impact of pop-culture on destination image formation in the aspect of an autonomous agent. Popular culture such as soap opera offers tremendous marketing opportunities for tourism organizations, such as destination marketing organizations (DMOs).DMOs can use pop-culture as springboards for destination promotions and generate marketing opportunities at the different stages of the destination promotion p rocess. It is significant for marketers to take the exposure as a chance to rebuild their image management strategy, depending on how the destination is represented through soap opera. Promoters should understand the content of the soap opera and identify how the destination is depicted in it.

The Subconscious Intrusion

The Subconscious Intrusion Burton FitchueThe Subconscious IntrusionWatching television and playing video games seem like innocent acts for a child to become involved in, but in reality, they are some of the most dangerous. At a young age, children's minds are similar to sponges; they absorb everything in their world. This characteristic makes children an easy target for the media to manipulate and victimize. Violence is not necessarily forced on children, but it does set a standard for what they see as ordinary and tolerable in our society. The average child watches approximately twenty-eight hours of television a week, and over half of all children in the United States have a television in their bedroom. Considering the fact that censors are allowing an extensive amount of violent content to be aired, as evidence by the record amount of violent acts shown per hour, it is scary to think that children are watching more hours of television than the amount of time spent in school.Jack Thompson (attorney) speakin g at a debate at C...Although violence has always been prevalent in society, it is an increasing problem. It is definitely true that violence in youth is multifactorial; poverty, child abuse, and family psychopathology all can lead a child down a path of violent behavior. Longitudinal, cross-sectional, and experimental studies have all confirmed a strong correlation between media violence, including television, films, and video games, and aggressive behavior in children. Violence in social media and videogames is dangerous because it is seen as only a game in the eyes of children; because constant exposure to violence causes desensitization; and because aggressive behavior is promoted, then imitated.Children have proved that they can attain much more information than one gives them credit for (Chenes 41). An eight year old child taken to the movies by a parent will catch three out...

How To Spell Renown

How To Spell Renown How To Spell Renown How To Spell Renown By Maeve Maddox When I saw the phrase â€Å"world-renouned architect E. Fay Jones† in a local newspaper, I wondered if it could be more than a one-time typo, so I did a Web search to see if anyone else is spelling renown as renoun or renowned as renouned. I wasn’t too bothered to find the misspelling renoun on sites like TripAdvisor and Yelp, but I was surprised to find it on university sites and in published books. Here are four examples from such sources: INCORRECT: Dr. Angelillo had the distinct privilege to train under the auspices of Dr. Angelo Taranta, a  world renoun  Rheumatologist at Cabrini Medical Center in N.Y.C.,  The Hardcore Facts: What Every Athlete Needs to Know Today about Sports, iUniverse, 2009. CORRECT : Dr. Angelillo had the distinct privilege to train under the auspices of Dr. Angelo Taranta, a  world-renowned  rheumatologist at Cabrini Medical Center in N.Y.C. INCORRECT: World-Renouned Flutists Sir James and Lady Jeanne Galway Perform in the Kimmel Center’s World Pop Mix Series- Lights up, Kimmel Center of the Performing Arts. CORRECT : World-Renowned Flutists Sir James and Lady Jeanne Galway Perform in the Kimmel Center’s World Pop Mix Series INCORRECT: Cap Jazz Series: An annual series featuring world renouned jazz artists that represent both traditional and contemporary styles.- Capilano University (Canada). CORRECT : Cap Jazz Series: An annual series featuring world-renowned jazz artists that represent both traditional and contemporary styles. INCORRECT: Prior to USC, Chef held positions as Executive Chef for SBE, the Royale Group, Innovative Dining Group the world renouned Citrine in Hollywood, CA.- USC Hospitality (University of Southern California) CORRECT : Prior to USC, Chef held positions as Executive Chef for SBE, the Royale Group, Innovative Dining Group the world-renowned Citrine in Hollywood, CA. The adjective world-renowned means â€Å"familiar to people all over the world.† It is hyphenated. As a noun, renown is â€Å"the fact or condition of being widely known or talked about.† Renown entered English in the 14th century from French. It entered the language spelled renoun, but by Shakespeare’s time it was spelled with a w. The spelling renown was well established by the end of the 17th century. The OED’s most recent example of renown used as a verb is dated 1920, but I found one from 2014 on a poker site: â€Å"It was by the age 21, he renowned himself for his victory by entering as an amateur player, who made a record in winning the main event at the younger age.† The use of renown as a transitive verb is defensible, but it sounds odd to me. The OED mentions the use of renown as an adjective, labeling the usage â€Å"chiefly North American,† and provides citations from The Nebraska Bee-keeper (1893), Ebony (1965), The Nairobi Daily Nation (1989), and The Chicago Tribune (2008). Here’s the example from the Tribune: The $50 million Crystal Bridges Museum was designed by renown Israeli-American architect Moshe Safdie. I’m an American speaker and this use of renown in place of renowned strikes me as jarringly incorrect- Chicago Tribune notwithstanding. Bottom line: The preferred spellings are renown, renowned, and world-renowned. And for all practical purposes, renown is not an adjective. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Spelling category, check our popular posts, or choose a related post below:7 Classes and Types of PhrasesHow to Play HQ Words: Cheats, Tips and TricksAppropriate vs. Apropos vs. Apt

Press Release Essay Example | Topics and Well Written Essays - 500 words - 4

Press Release - Essay Example e standard elements or components, to wit: â€Å"( 1) Company Letterhead, Name, Address, Phone Number, Web Address; (2) PRESS RELEASE in all caps; (3) Contact Persons Name; (4) Immediate Release or Release Date(all caps); (5) HEADLINE or TITLE in BOLD/CAPS; (6) BODY-Date/City-who, what, when, where and why; (7) Catchy Text; (8) Sum it up...; (9) Basic Font, Double Spaced, Page Numbers, and ###; and (10) Action Plan/Calendar† (Aten, n.d., par. 9). All crucial elements are easily identifiable and readily available making preparation and implementation stress-free. Since the purpose of the press release is to enhance public awareness of an organization’s product, services, or activities, the structure and presentation format needs to contain all the elements identified above. At the same time, the message must be timely, catchy, and attractive enough to encourage the potential viewers’ interests and promote commitment to one’s cause. Various organizations opt to use press releases as a tool in public relations to increase awareness of the organization’s vision, direction, or focus at some point in time: either in the introductory stage, during promotional or campaign periods, and as strategies designed to spur productivity and growth. Hollis, New York – November 11, 2010 – Good news to all commuters vying the subway area along the city of New York, a newly opened food store targeting businessmen, students, senior citizens, and various professionals from all walks of life is now the solution to your hunger pangs. Benjamin Smith, the owner and proprietor of Healthy Snacks Alternative is now open for business with several food stall along the subway. Healthy Snacks offer subway sandwiches with a variety of fillings from cold meat, tuna, vegetables, cheese, eggs and other healthy fillings one can think of – at the most affordable price and readily available for take-out or dine-in, as needed. There is an array of beverages, likewise, available on

Administrative Perspective Matrix (Evolution of Management Class) Essay

Administrative Perspective Matrix (Evolution of Management Class) - Essay Example 2. According to Sridhar (2010), the administration of an organization under the consideration of administrative perspective does not restrict management of the organization within the organization but on a large-scale stage. Therefore, the second characteristic of administrative perspective is to consider the development of the organization not on a micro level but on a macro level. 3. Administrative perspective and scientific management are quite contrasting from one another because of their location in the hierarchy. Administrative perspective is the approach that is set upside down due to which, it is categorized as top-down while scientific management develops from downside up due to which, it is considered bottom-up approach. Henry Fayol and Chester Bernard can be considered as major theorists who contributed in determining administrative perspective. They can be regarded as authoritative figures because of their most important involvement in structuring theories for administrative perspective. 1. Henry Fayol showed interest in running the organization as one unit due to which, he structured miscellaneous groups with partitioned organizational functionalities. According to the theorist, the handling of organization as one unit with dissimilar groups is manageable and convenient. The theory by Henry Fayol is based on division of organizational functions. 2. Chester Bernard emphasized on development of organizational objectives because it is only because of the organizational objectives due to which, the organization prospers. The administration of an organization should be able to make certain that all the set goals of the organization must be accomplished. The theory of Chester Bernard is based on accomplishment of organizational goals. The relevance of administrative perspective to today’s managers cannot be negated as it enables today’s managers to give

Hitler-Mussolini Essay Example | Topics and Well Written Essays - 2000 words

Hitler-Mussolini - Essay Example He was considered the master of Europe because of the series of decisive victories which also convinced him that he was the greatest military commander of all time because of his infallible intuition. Instead of appealing to the intelligence of his audience, his speech was designed to appeal to the emotion. Benito Mussolini was an Italian politician, the leader of the National Fascist Party and one of the key figures in the creation of Fascism. He was an Italian dictator from 1922-1943 who founded the Fascist Party and was the editor of Avanti, the party’s organ. Being a socialist made him anti-clerical, antireligious, anti-imperialist, anti-monarchial and believed that to achieve a socialist society, direct action and violence must be achieved (Smyth, 1988) Adolf Hitler was born on April 20, 1889 in Braunau, Austria-Hungary. His father, Alois, was the illegitimate son of Marianne Schickel-gruber who was a servant girl who had worked in a Jewish household. He later changed his name to Alois Hitler. Adolf was the son of his father’s third wife, Klara Poelzl Hitler, 23 years his junior. They were six children but only two reached the age of maturity, himself and a younger sister Paula, who died in 1960. Adolf’s adolescence was unusual because it lasted until his death. His intellectual, emotional, artistic and sexual development was not fully developed. He was famous for his temper tantrums. This is one aspect of Hitler’s state of mind. He seemed to have grown-up immaturely. (Waite, 1988) Benito Mussolini was born at Dovia on July 29, 1883. A devoutly Catholic mother and an anti-clerical father raised him. His mother had him baptized into the Roman Catholic and they attended mass on Sundays. His time at a religious boarding house was regarded as punishment by him comparing his experience to hell. He was once dragged by force to church when he refused

Drug and Alcohol Essay Example for Free

Drug and Alcohol Essay When students are I their senior year of high school, many look forward to graduation. They know that in a few months, they will be off to college and away from their parents. This means that they have all the freedom in the world and can do whatever they want when they want to do it. They meet friends while in college, and have fun. They begin to explore new things. Many finds a mate for the first time, party for the first time, or even drink for the first time. Alcohol drinking is a common activity across any campus, even though they are prohibited. Teens find any way to access alcohol. I will be exploring the negative effects of drinking alcohol on college students. Alcohol interferes with so much on students including preventing them from getting their education. I will research too see how can this problem be decreased. I know that it is impossible to stop underage college students from drinking, but there are ways to bring down the amount that do drink. I will tell on which occasions these teens do drink alcohol on campus. To my knowledge, I know that underge drinking is a widespread problem, and I know that I can find much information on the topic. Bibliography Negative consequences. (2011). Unpublished manuscript, Department of Health, Eastern Washington University, Retrieved from http://access.ewu.edu/Health-and-Wellness/Health-Education/Substance-Use-and-Abuse/Negative-Consequences.xml U.S. Department of Health and Human Services, National Institute on Alcohol Abuse and Alcoholism. (2002). What parents need to know about college drinking Department of Transportation. U.S. Department of Health and Human Services, National Institute on Alcohol Abuse and Alcoholism. (2002). What peer educators and residential advisors need to know about college drinking (NIH Publication No. 02-5017)Department of Transportation.

Money Laundering Control in Nigeria

Money Laundering Control in Nigeria Money laundering INTRODUCTION This dissertation makes a contribution to the worrying issues of money laundering in Nigeria and the control mechanism within the economy. Money laundering is a global problem which warranted a declaration by the United Nations. The declaration strongly condemns money laundering because it aids the use of financial systems for illicit drug trafficking and other serious crimes such as terrorism. For example the work of Okogbule on (Official corruption and the dynamics of money laundering in Nigeria 2007), and the work Chukwumerie on (Nigerias Money Laundering (prohibition) Act, 2004: A tighter noose, 2004), and the work of Chibuike (Ethics in Nigerian Banking, 2004), all these scholars did not give a look at the banking sector in regard to money laundering compliance and if Nigeria, is really regulating according to international practicing. Therefore, that gives the researcher more effort in looking inwards to the banks, since that is where large transaction takes place. THE OVERVIEW OF MONEY LAUNDERING The research project is on Money laundering Control in Nigeria, and how it has been a very serious problem in that country especially in recent times during the civilian administration, (Chukwuemerie, 2006). But it is not only Nigeria, which its affecting, it is a menace in the whole world that even requested the United Nations making a declaration strongly condemning laundering of money through the illicit drug trafficking and other serious crime, as well as the use of the financial systems of the states for that purpose, (UN Resolution S- 20/4 D) Evidence from around the world proves this view. According to Walker, (1999), around $2.85bn is been laundered yearly around the globe. Again, for example the United Kingdom Government recently issue a cheque of One hundred and fifty thousand (150,000) pounds to the Attorney General of Nigeria, as part of the proceeds laundered by a former Governor in Nigeria (Joshua Dariye), also a cheque for $2 million belonging to former governor of Bayelsa State, Chief Diepreye Alamieyeseigha, was also returned to Nigeria by the British government and promised to returned the sum of Fourty Million (40,000,000) pounds recovered from some Nigerian Government Officials; (Oyedele, 2008) THE INTERNATIONAL FIGHT AGAINST MONEY LAUNDERING Money laundering has been a global problem since the beginning of the 20th century. Uche (2007) relate that there were 12 multilateral drug treaties between 1912 and 1972. These treaties helped in regulating the manufacturing and trading of drugs worldwide (United Nations, 1987). For instance, Nadelemann (1988) reports the United Nations adoption of the ideals of Vienna Convention on illicit traffic of narcotic drugs and psychotropic substances. The convention emphasises on tracking down the wealth of money launderers. Article 5(2) of the Vienna convention provides that each party must enact domestic laws to enable it to identify, trace, seize, freeze, and forfeit all manner of profit derived from or used in Money laundering offences. Further all member nations are required to assist other member within their territory in the fight against money laundering offences; (Article 5(4b)). In 1990, the Council of Europe convention on Laundering, search, seizure and confiscation of the proceeds from crime was adopted. And one of the notable differences is that it goes beyond drug related crimes. The wolfsberg, this are group of eleven banks that came together to fight money laundering. The group was formed in the year 2000, at Chateau Wolfsberg in north east of Switzerland; the group released their anti money laundering principles to their correspondence banks, all in order to fight money laundering. The Financial Action Task Force (FATF) is an inter-governmental body whose purpose is the development and promotion ofnational and international policies to combat money laundering and terrorist financing.The FATF is therefore a policy-making body created in 1989that works to generate the necessary political will to bring aboutlegislative and regulatory reforms in these areas. The FATF has published 40+9Recommendations in order to meet this objective. For example, the case of former Nigerian Head of State (Gen. Sani Abacha), $675.2m; 75.3m GBP; were all recovered by the government of Nigeria, with the assistance of the other countries were the money was laundered; (Shehu, 2004). MONEY LAUNDERING IN NIGERIA Okogbule (2007) argue that money laundering was relatively unknown in Nigeria up to the mid 1980s. Further, he relate that it is now being used as a means of corruption in every segment of Nigerian society. For this reason, the military government enacted a decree (which decree and when was it enacted) . Thereafter, the civilian administration that came in 1999 repealed the decree and came up with the Money Laundering (Prohibition) Act of 2004 which gave birth to the Economic and Financial Crimes Commission (EFCC). Pursuant to the Act, the commission is empowered to investigate and prosecute any person or corporate body who commit any act of money laundering. For instance, a former governor in Nigeria was charged with money laundering offence for bringing into the United Kingdom the sum of 3.2 Million Dollars in 2005 (Guardian Newspaper, 2005). Reiterating the laundering issue, the Chairman of Economic and Financial Crimes Commission (EFCC), Mrs. Farida Waziri mentioned that the Nigerian government lost over 285 Billion Naira in 10 years. These tend support the argument that there is a regulation gap in the regulation of money laundering in Nigeria. It is in context that this research intends to look at money laundering regulations in Nigeria, so as to contribute towards developing the country. THE SCOPE OF THE STUDY The scope of the study will focus on the effectiveness money laundering regulation in the Nigerian Banking sector, and whether the Nigerian authorities have anything to learn from, how Money laundering is dealt with in the world (International Standard)? AIMS OF THE STUDY The main focus of the dissertation is to find out the effectiveness of money-laundering regulations in regards to banks in Nigerian, and compare it with the international standard? The extent of money laundering in Nigeria The effectiveness of money laundering regulations in Nigeria The international standard on Money laundering Control What lessons Nigeria can learn from that Chapter Two: LITERATURE REVIEW CONCEPT OF MONEY LAUNDERING Money laundering can generally be defined as the process of converting or transferring Criminal proceeds with the intention of disguising their illicit origin (UN, 2000: Art. 3(a)(i)). The extent of the problem becomes clear, considering that, in 1996, the International Monetary Fund (IMF) estimated the money laundering business at around 2-5 per cent of the worlds gross domestic product (Camdessus, 1998), which amounts to up to US$1.5 trillion (Financial Action Task Force FATF, 2007). Moreover, it is claimed that the money laundering business is the third biggest industry worldwide following the international oil trade and foreign exchange (Preller, 2007, pp 234). In one of the definitions it says conversion transfer of any property, knowing such property is gotten from drug related offense or even acting in the scheme to conceal the true information of the origin of such property in order to protect such person from facing the legal consequences of his/her action. FATF organization defines money laundering as a concise the processing of criminal proceeds to disguise their illegal origin in order to legitimize the ill gotten gain of crime. Law Dictionary (1990) refers to it as an investment or other transfer of money flowing from racketeering, drug transactions, and other illegal sources into legitimate channels so that its original source cannot be traced. Money laundering has been defined as a way funds obtained from illegal sources, and put into an account that cannot be traced for possible action; Okogbule, (2007). It has also been described as the processing of funds derived from illegal or illegitimate sources, through legal financial channels with a view to legitimizing and concealing or disguising the source of such funds (Osinbajo and Ajayi, 1991, Okogbule, 2007). THE EXTENT OF MONEY LAUNDERING IN NIGERIA Money laundering was not a prominent crime in Nigeria until the late 1980s, during the period of an oil boom with a tremendous increase in the level of revenue and commercial activities in the country (Okogbule, 2007, pp 52). Therefore, the issue of money laundering in Nigeria it is now through the official corruption, which has been exploited by public officers in Nigeria, who incorporate companies and use as a conduit pipe by awarding some phoney contracts and lodge the money through the companies bank accounts, both in Nigeria and abroad, several millions or even billions of naira are transferred from the government treasuries (Okogbule 2007). The former Chairman of the Economic and Financial Crimes Commission (Nuhu Ribadu), told the BBC in 2006, that $380bn had been stolen or wasted in Nigeria since independence. That $140m had been recovered from one unnamed former Nigerian leader and that nearly $400m of illegally gained assets had been identified in the possession of a former governor of Bayelsa State. Last year, Nigeria recovered $458m found in Swiss bank accounts linked to the countrys late military ruler Sani Abacha. Mr Abacha was in power from 1993 to 1998 and is thought to have embezzled billions of dollars. Last year his son, Abba Sani Abacha, was charged with money laundering and fraud after being extradited to Switzerland. According to Chukwuemerie, (2006), rate of financial crimes in Nigeria project a bad image abroad. And how Nigerians are been treated with disdain in the foreign land, again he talks about the crimes related to opening of account by customers, because in Nigeria, before the Money laundering prohibition act 2004, anyone can go and open account without a proper identification. However, the main issue is corruption that wears many faces, which are nepotism, bribery, treasury looting, and inflation contract prices, money laundering and advance fee frauds and most of these crimes are destroying the economy of the country; (Ajayi and Ososami, 2007). The case of former Head of Sate Gen. Sani Abacha, he was accused with his cronies of embezzling over $5bn and which out of the money $2.3bn were stolen direct from the government treasury and the remaining were received as a bribes for contracts. The money was laundered in various foreign bank accounts in UK, USA, Switzerland, Luxembourg, Hong Kong; (Ige, 2002, Shehu, 2004). Investigation by the UK financial services authority (FSA), the London Metropolitan Police confirmed that over $1.3bn of Abacha money passed through London; (Chamberlin, 2002, Shehu, 2004, pp). Furthermore, according to a study conducted by the Nigerian Trade and Investment Center in UK, shows that about two million Nigerians living in United Kingdom have investments worth almost Ninety four Billion (94bn GBP) pounds. And out of these amounts of money 84bn is in real estate, 7bn in vehicles, while the remaining 3bn is in stocks and shares; (Adesina and Madunagu, 2004, Malgwi, 2004). Malgwi, (2004), in his paper gives an example of former Head of State Late Gen. Sani Abacha, fakes daughter who duped an American the sum of Seven Million ($7) dollars, with the pretence that her late father left the sum of $100m in the central bank of Nigeria, and the account is coded. Therefore, she need his assistance with some money to bribe the officials of the apex bank to get the money out and he will get thirty (30%) percent of the money. Quite recently, a serving chief of staff to the governor of Rivers State (Ezebunwo Nyeson Wike), was caught by the Economic and financial Crimes Commission (EFCC), laundering the sum of N4.670 Billion (Four Billion, Six Hundred and Seventy Million Naira), which the commission believes was public money that was diverted into his personal account (Babafemi, 2009). He has since been charged by a court to explain the sources of the money. This is the problem with the country people in position of authority are abusing the trust people repose on them, everyday it is happening even with the money laundering regulation in place. There is no exact statistics of the amount of money been laundered in Nigeria, but below are some of the high profile cases been prosecuted by the economic and financial crimes commission from 2007 to 2009; CHAPTER THREE: THE MONEY LAUNDERING REGULATION IN NIGERIA The phrase money-laundering was not in the Nigerian dictionary, until in the 1980s which was when it was recognised and efforts were made to deal with the problem by the government. Therefore, there were decrees set by the government of Generals Muhammad Buhari, Ibrahim Babangida and Sani Abacha as heads of state and military president respectively, prohibiting activities related to money-laundering (Exchange Control (Anti Sabotage) Decree No 7 of 1984, National Drug Law Enforcement Agency Decree No 48 of 1989, now Caps No 29 Laws of the federation of Nigeria, 2004; Okogbule, 2007). 1995 decree corrected one of the defects of these laws which limited the activities to Drug traffickers in order to avoid loophole which gave way for the accused person to escape justice when the case is not drug trafficking; (Adekunle, 1999; Okogbule, 2007). It was in this recognition of the defect or inadequacy of the previous Decrees to cover all the aspects of money laundering that gave birth to the enactment of the money-laundering (prohibition) Act, 2003 which covers everything relating to the offence. And after One year of its enactment it was amended through the money-laundering prohibition (Amendment) Act 2004, in order to give the agencies more power to institute an investigation and prosecute offenders (Okogbule, 2007). However, the amendment was based on two philosophies. Firstly, it was on the need to control the practice of huge financial transactions in Nigeria, since the country is known as a cash society. In the amended Act, it states that no person or corporate body shall make or accept cash payment of sum exceeding N500, 000 or its equivalent in the case of individuals, while in the case of corporate bodies the amount is N2, 000,000, unless the transaction is done through a financial institution, the provision is design to enhance the monitoring capabilities of the regulatory institutions over huge financial transactions and encourage the use of financial institutions (Okogbule, 2007). However in the second philosophy in the act, it is a directive requiring disclosure of any financial transaction exceeding a certain sum of money. Section 2(1) of the Act, state that: A transfer to or from a foreign country funds or security exceeding the sum of $10,000 or its equivalent shall be reported to the central bank of Nigeria. And it further said that a report should be made pursuant to the above provision to indicate the nature and amount of transfer, the names and addresses of the sender and receiver of the funds or securities (Okogbule, 2007). MONEY LAUNDERING REFULATION IN RELATION TO INSTITUTIONS IN NIGERIA The money laundering (Prohibition) Act 2004, of Nigeria in section 1 states that no person or corporate body shall, except through transactional institutions, make or accept deposit of a sum exceeding, A, for an individual the sum of N500, 000 or its equivalent in other currency and B, the sum of 2,000,000 for a corporate body, that anything above this should be made through the financial institution likewise for the individual costumer. In section 2 of the prohibition of money laundering act states that any transaction from or to foreign country of funds or securities exceeding the sum of US $10,000 shall be reported to the central bank of Nigeria (in the act refer to Central Bank) or security and exchange commission. Again in section 2 sub section 1, states that the report should indicate the nature and the amount of the transfer, the names and addresses of the sender and receivers of the funds or securities. CUSTOMER DUE DILLIGENCE However, it is provided in section 5(1) of the Act that before opening an account for or issuing passbook or even entering into any business relationship with a potential customer, the financial institution shall verify the customers identity and address. For individual, he is required to provide proof of his identity by presenting to the financial institution a valid original copy of an official document bearing his names and photograph; Secondly, he is to show proof of his address, by presenting to the financial institution the originals of receipts his/her utilities issued within the last three months by public institution (example, electricity or water bill). In the case of a body corporate, its proof of identity shall be provided by the presentation of its certificate of incorporation and other valid official documents attesting to the existence of the body corporate. Where a manager, employee, or assignee is delegated by a body corporate to open or operate an account, such a person shall in addition to the requirements specified for private individuals also show proof of a power of attorney granted to him for that purpose. One important provision in the Act designed to facilitate the detection of money laundering activities is section 6(1). It provides as follows: When a financial institution is requested to carry out a transaction, whether or not it relates to the laundering of the proceeds of a crime or an act, the financial institution shall seek information from the customer as to the origin and the destination of the funds, the aim of the transaction and the identity of the beneficiary. In order to make this surveillance function more effective, financial institutions are required within seven days of the transaction to carry out the following actions: Draw up a written report containing all relevant information about the transaction as well as the identity of the principal and where applicable, those of the beneficiary. Take appropriate action to prevent the laundering of the proceeds of a crime or an illegal Act. Send a copy of the report and action taken to the Central Bank, the Commission, the Securities and Exchange Commission, or such other appropriate regulatory authority, as the case may be. Significantly, any financial institution which fails to comply with the above provisions is guilty of an offence and liable upon conviction to a fine of N1, 000,000 each day for as long as the offence continues. In order to emphasize the importance of records of transactions, it is provided that these records are to be kept and preserved for at least a period of 10 years, and that the records shall be communicated to the Central Bank, National Drug Law Enforcement Agency (NDLEA), judicial authorities, Customs Officers, and such other persons as the Central Bank may from time to time specify. However, the mandatory disclosure requirement concerning financial transactions is contained in section 10 of the Act. It is to the effect that a financial institution or casino shall report to the Agency in writing, lodgement or transfer of funds in excess of One million (N1, 000,000) Naira or its equivalent in the case of an individual and Five million (N5, 000,000) Naira or its equivalent in the case of a body corporate. This report is to be submitted within seven days of any single transaction. And even an ordinary citizen other than a financial institution may voluntarily give information on any transaction, lodgement, or transfer of funds involving the amounts set out above. This ensures that even when a financial institution fails to report as required, information about the transaction still gets to the Agency (See Chukuemerie, 2004, Okogbule, 2007b). The intent of the provisions is to enable the Agency ascertain the origin of the funds and determine whether to direct a stoppage of the transaction or not. This it can do when acknowledging receipt of such disclosure, report or information received in furtherance of the provisions. If the Agency is unable to ascertain the origin of the funds within a period of 72 hours, it may make a request to the Federal High Court for an order that the funds, accounts, or securities referred to in the report be blocked, and an order made by the Court in pursuance of this provision shall be enforced forthwith. Section 9(1) of the Act provides that every financial institution shall develop programmes to combat the laundering of proceeds of a crime or other illegal act. These shall include: The designation of compliance officers at management level at its headquarters and at every branch and local office; Regular training programmes for its employees; The centralization of the information collected; The establishment of an internal audit unit to ensure compliance with and ensure the effectiveness of the measures taken to enforce the provisions of the Act In order to ensure compliance with this provision, the Governor of the Central Bank of Nigeria is empowered to impose a penalty of not less than one million Naira on any financial institution which fails to comply with the above provisions. And that makes it a very important provision since the threat of immediate sanction which could be suspension of the banks operating license can engender compliance with the statutory provision. THE MONEY LAUNDERING OFFENCE IN NIGERIA The actual money laundering offences are provided for in sections 14 18 of the Act which also specify the penalties for such offences. Thus, section 14(1) provides as follows: Any person who converts or transfers resources or property derived directly or indirectly from illicit traffic c in narcotic drugs or psychotropic substances or any illegal act, with the aim of either concealing or disguising the illicit origin of the resources or property or aiding any person involved in the illicit traffic c in narcotic drugs or psychotropic substances or any other crime or illegal act to evade the legal consequences of his action; or collaborates in concealing or disguising the genuine nature, origin, location disposition, movement or ownership of the resources, property or rights thereto derived directly or indirectly from illicit traffic c in narcotic drugs or psychotropic substances or any other crime or illegal act, commits an offence under this section and is liable on conviction to imprisonment for a term of not less than 2 years or more than 3 years. Significantly, a person who commits an offence under this subsection shall also be subject to the same penalty notwithstanding the fact that the various acts constituting the offence were committed in different countries or places. It is not difficult to ascertain the rationale behind this provision since, very often; money laundering entails the perpetration of some of the acts in one country and the others in other countries. This brings to the fore the transnational nature of money laundering which has given rise to international concern for its regulation. Section 16 of the Act provides that any person who: Whether by concealment, removal from jurisdiction, transfer to nominees or otherwise retains the proceeds of a crime or an illegal act on behalf of another person knowing or suspecting such other person to be engaged in a criminal conduct or has benefited from a criminal conduct; or Knowing that any property either in whole or in part directly or indirectly represents another persons proceeds of a criminal conduct, acquires or uses that property or has possession of it, commits an offence under this Act and is liable on conviction to imprisonment for a term of not less than 5 years or to a fine equivalent to 5 times the value of the proceeds of the criminal conduct or to both such imprisonment and fine. It is difficult to fashion the rationale for this marked variation in the punishment specified under this section and that provided for in section 14 of the Act relating to the actual conversion or transfer of funds from such criminal or illegal activities which is stated to be not more than three years. Although it may be said that the opportunity created by a willing receptacle could have emboldened the suspect and thus facilitated the commission of the offence, it is nevertheless incongruous to have such marked disparity in the punishment for both kinds of offences, when the level of moral reprehensibility is more for the actual converter or transferor of such illegal funds than the receiver. THE EFFECTIVENESS OF MONEY LAUNDERING REGULATION IN NIGERIA The government of former president Obasanjo, of Nigeria was able to start the fight against corruption and money laundering, by presenting the bill Money laundering (Prohibition) Act 2004, before the national assembly which was accented by the government and put into use immediately in order to fight the menace in the country. However, by the year 2006, the EFCC was able to secure the conviction of the former inspector general of police, Mr Tafa Balogun for several offence mostly on money laundering, by showing that ACT that no one is above the law in the country and it shows that it has the political will to tackle the canker worm of money laundering in all its ramifications (Okogbule, 2007, Chukwuemerie, 2006). Furthermore, within the first two years of creating the Economic and Financial Crimes Commission in Nigeria, they proved effective and were able to recovered [sic] more than $1.5bn (N203.5bn) of looted funds and arrested more than 200 people and out of the 200, 50 people were convicted and recovered $37.1M (N5bn) from import malpractices (Malgwi, 2004). Again the EFCC was able to secure a plea bargain with a former governor of Edo State of Nigeria, Mr Lucky Igbinedion, which in the agreement consented in refunding the sum of N500M stolen funds and forfeit some of his properties. It was not only Igbinedion that got the plea bargain, Mr Nwude, Mr DSP Alamieyeseigha former governor of Bayelsa State of Nigeria, also enjoy the gesture (Alli, 2008). However, recently the Chairman of the financial crimes commission in Nigeria, admit that they are not fully enforcing the money laundering regulation in the country while hosting stock broking firms in her office. Waziri said the anti-graft agency would start the immediate enforcement of the provisions of the Money Laundering (Prohibition) Act 2004, and prosecute all stock broking firms that default in their obligation to the suspicious transactions reports and currency transaction reports (Akinsunyi, 2009). Under Section 23 of the Money Laundering Act, firms carry on the business of investment and securities (this includes stock broking firms) are designated as financial institutions and there is an obligation on them to file with the Nigerian Financial Intelligence Unit all suspicious transactions, and file with the Nigerian Financial Intelligence Unit all currency transactions above N500, 000 for individuals and the N2 million for companies. But all that is done by stock broking firms in the country. And up to extent a an investment firm took a loan of N90 Billion from a bank in order to manipulate the market, but that is between Bank and it is customer, but the utilization of the loan is different which is contrary to Section 20 of the BOFIA and the regulations of the Central Bank of Nigeria (CBN) and carries a jail term of between two and three years. It is also a breach of the Investment and Securities Act (see Thisday Newspaper, August, 2009). However, this bring us to the issue of reporting system adopted by the Financial Action Task Force and was even part of the Nigerian Money Laundering (Prohibition) Act 2004, which is in section 6 sub-section 1(a) that direct financial and non financial institutions to draw up a written report on any illegal transaction and submit within seven days to the relevant authorities. That means the Act, is not been followed by the Banks and stock broking firms. FACTORS FOR AND AGAINST MONEY LAUNDERING REGULATION IN NIGERIA There is no doubt that with the enactment of the Money Laundering Act 2004 the Nigerian Government has taken a bold step in its efforts to fight against money laundering in the country. However, it is effort and resourcefulness may not bear the required results if the well-known problems of enforcement of law in the country are not adequately addressed in the provisions. It is a common feature in Nigeria that individuals and institutions prefer to subvert laid down rules rather than comply with them, for example the recent banks audit conducted by the new Central Bank Governor, it shows how reckless the banks are operating, given out a loan of N490 Billion without a collateral, which form part of analysis in given out to loan to any customer by a bank and is used to settle out the debt in case the loan goes bad, but they ignore that and give out the money without following the laid down rules. The assurance being that even when they fail to comply, officials from the regulatory institutions will always compromise their positions. This brings to the fore the popularity of corruption in the country as such officers are often settled to overlook noncompliance with statutory provisions (Okogbule, 2007). In such situation, there is usually an unethical alliance between regulatory officers on the hand and the defaulting financial institutions. Therefore, there will be inadequate or ineffective enforcement of the rules, to the detriment of the country. However, recently an upright officer (Barrister Abubakar Abba Umar) with the Corporate Affairs Commission (CAC) in Nigeria lost his life in the course of his duty. He was involved in making the organisation a very good place that it suppose to be, because to get a company registered in Nigeria, it might take you two to three months, but his coming within a day after full verification you can get your company registered. While in course of investigation of certificate fraud in the organisation, he was forced to hand over some lawyers involve to EFCC for prosecution (see Leadership newspaper, 2009), seeing all this thing happening nobody will like to give himself up in order to do a good job in fighting money laundering in Nigeria. According to Andrew (2004, pp 173), he argues that the Act is faithfully implemented by Economic and Financial Crimes Commission, the Central Bank of Nigeria, the National Drug Law Enforcement Agency and the Minister of Commerce, this relevant authorities are the ones in positions to see the implementation of the Act to the later. However, if they did not enforce the implementation concurrently together, there is every chance that the Act, will not be effective as it suppose to be in checkmating the money laundering activities in the country. There is also problem of regular monitoring of the activities of these financial institutions. Inspectorate and Compliance Officers are known to be lax in their monitoring of the operations of these institutions, due to the fact that they are conniving together to subvert the law regulating the institutions (see Okogbule, 2007). <